Static Options
10 static options
- Do not change their allocations as beneficiary ages.
- Built from a mix of
- Vanguard mutual funds.
- PIMCO Interest Income Fund.
- FDIC-insured accounts.
- Two option changes allowed per year.
| Option | Description | Fee |
|---|---|---|
| Total US Stock Market | This option aims to match the investment return of the overall U.S. stock market by investing in large, mid-, and small-cap stocks across growth and value styles. | 0.120% |
| Global Equity 90/10 US & International | This option aims to follow the investment performance of the U.S. stock market while having some international exposure across developed and emerging equity markets. | 0.126% |
| Global Equity 70/30 US & International | This option aims to follow the investment performance of the U.S. stock market while having international exposure across developed and emerging equity markets. | 0.138% |
| 80/20 Aggressive | This option aims for growth through a higher allocation to stocks and is intended for investors with a higher tolerance for risk. Higher levels of stock investment can result in increased account balance volatility. | 0.142% |
| 60/40 Balanced | This option aims for growth through a higher allocation to stocks while keeping 40 percent invested in fixed income and principal preservation funds in order to help decrease the impact that stock market volatility can have on account balances. | 0.141% |
| 40/60 Moderate | This option aims to provide income through a higher allocation to bonds and capital preservation funds while also seeking some growth from stock investments. | 0.141% |
| 20/80 Conservative | This option aims to provide income through a higher allocation to bonds and capital preservation funds while also allowing for some limited growth from stock investments. | 0.140% |
| Fixed Income | This option aims to provide investment income. | 0.130% |
| FDIC-Insured | This option aims to provide interest income while preserving capital. All account money is allocated to the FDIC-insured accounts held in trust by my529 at Sallie Mae Bank and U.S. Bank. | 0.110% |
| Stable Value | This option aims to provide a stable return while preserving capital. | 0.221% |
Fees
my529’s asset-based fee structure has two parts:
- The Underlying Fund Expense of each underlying investment
- The Administrative Asset Fee
Learn more about fees.
